Frequently Asked Questions

Once a client has prepared our data collection form and we have together determined a client's projected yearly retirement spending, our firm may prepare a financial plan. This isn’t the typical analysis.  It considers asset types: qualified assets, non-qualified assets, ordinary income, long-term capital gain income and qualified dividend income.  We then create a plan that coordinates investments, cash flow needs and tax efficiency.

There are many, different methods still available to reduce taxes.  Providing a copy of your tax return and investment statements before our first meeting, gives us a chance to familiarize ourselves with your position.  During this meeting, we can discuss strategies to minimize your taxes.

Three ways to avoid probate are to own assets in Joint Tenancy, to name beneficiaries on your account(s), and to title your assets in Trust 

(The last requires having a Trust document. Please consult an estate attorney to determine what works best for you).

Yes, we can help you with planning and suggestions for investing in this area.

Invoices are prepared after each calendar quarter end; billing is based on balances at the end of each quarter. A performance report will be delivered with your invoice.

There are many reasons to have a Trust.  Besides aiding estate tax planning, it provides the option of making provisions that you would like to have adhered to after your death.  We can assist you with solidifying your thoughts and wishes before meeting with an estate attorney.  Estate attorney referals are available.  

We encourage at least annual meetings. Our policy is to return telephone and/or email communication within 24 hours.

Yes, we can prepare your tax returns. We feel money management performance reports and tax returns provide great insight into how efficiently your money is working for you.